| 1 |
Author(s):
Siti Fatimah Sajadi.
Page No : 1-24
|
LITERASI KOMPUTER DALAM KALANGAN ANGGOTA LEMBAGA DAN KAKITANGAN KOPERASI DI MALAYSIA
Abstract
This study identified the level of computer literacy among board members and
employees of cooperatives in Malaysia as well as some of the factors that influenced
their level of computer literacy. The study targeted all cooperatives in Malaysia,
excluding school cooperatives, which had at least one administrative employee.
A total of 619 cooperatives were identified and questionnaires were mailed to
the respondents who were board members and employees in these cooperatives.
Respondents’ perceptions based on a 5-point Likert scale was used to gauge their
level of computer literacy.
Overall, the study revealed that 49% of the employees and board members who
responded had high level of computer literacy. Computer literacy was higher
among employee respondents as compared to the board members who responded.
In addition, the factors which influenced the level of computer literacy were
gender, age, educational level, computer ownership, experience in computer usage,
attending computer courses and work experience. The study found that the level
of computer literacy was higher among respondents who were women, less than 35
years old, possessed high educational qualification, with prior work experience,
owned a computer, were experienced in computer usage and had attended computer
courses.
| 2 |
Author(s):
Hj. Ramlan Kamsin.
Page No : 25-42
|
DANA KOPERASI: SUMBER DAN KECENDERUNGAN PENGGUNAAN
Abstract
This exploratory study identifed the major sources of cooperative funds and their
uses as well as how their net profts were distributed after the necessary statutory
deductions had been made. A total of 274 co-operatives in Peninsular Malaysia
participated in the study. The profle of the cooperatives were identifed from the
feedback obtained through questionnaires to the cooperatives, while data on the
sources and uses of funds as well as the distribution of net profts were sourced from
the annual reports of the cooperatives, from 2003 to 2005.
The fndings indicated that 83% of the funds of co-operatives were from internal
sources, specifcally from members’ share capital as compared to only 17% from
external fnancing by fnancial institutions. Furthermore, 57% of the cooperatives’
funds were utilised to fnance investment in assets, the most popular activity as
compared to only 29% being used to undertake economic activities. In terms of
the distribution of net profts, 60% of the cooperatives gave dividends on members’
share capital, 52% of the cooperatives paid honoraria to board members and 50%
of the cooperatives set up funds for their members’ beneft.
| 3 |
Author(s):
Sushila Devi Rajaratnam, Nurizah Noordin, Mohd Shahron Anuar bin Said, Rafedah Juhan, Farahaini Mohd Hanif.
Page No : 43-63
|
FACTORS INFLUENCING THE PERFORMANCE OF COOPERATIVES IN MALAYSIA : A TENTATIVE FRAMEWORK
Abstract
This paper attempts to identify a tentative framework on the factors which may
influence the performance of cooperatives in Malaysia, based on a review of the
existing literature. The paper begins with a description of the current status of
cooperatives in Malaysia. The literature has highlighted the need for cooperative
performance measurement to encompass both fnancial and non fnancial dimensions
of performance. Next, the specifc fnancial and non fnancial performance measures
commonly used in prior studies are explained. This is followed by a discussion
on the factors influencing the performance or success of cooperatives. Finally,
based on the literature reviewed, the paper proposes a tentative framework on the
factors influencing the fnancial and non fnancial performance of cooperatives in
Malaysia. Three main factors are proposed as influencing the fnancial and non
fnancial performance of cooperatives and these are referred to as the structural,
managerial and membership dimensions.
| 4 |
Author(s):
Nora Pinero Patron.
Page No : 65-82
|
IMPACT OF NEGROS ORIENTAL CREDIT COOPERATIVES AND MULTIPURPOSE COOPERATIVES PROVIDING CREDIT SERVICES ON THE SOCIO-ECONOMIC LIFE OF THEIR MEMBERS: AN ASSESSMENT
Abstract
This study investigated the impact of credit and multipurpose cooperatives providing
credit services in Negros Oriental on the socio-economic life of their members.
Specifcally, the study assessed the programmes offered by credit and multipurpose
cooperatives in Negros Oriental and how these programs helped enhance the
socio-economic life of their members. Two groups of respondents were identifed
for this study. One group consisted of the managers of the top three cooperatives in
the city and municipality of Negros Oriental based on capital of one million pesos
and above. The second group consisted of individuals who are members of the 26
primary cooperatives covered in the study. Credit and multipurpose cooperatives
in Negros Oriental do not only provide credit facilities but extend other services to
beneft members. In general, the fndings of the present study revealed that majority
of the credit and multipurpose cooperatives in Negros Oriental have helped to
enhance the socio-economic life of their members.
